How do I submit a death claim?

The loss of a loved one is a difficult and often confusing time. We’re here to make the death claim process as easy as possible for you.

Items Needed to Submit a Claim

Upon the death of an insured loved one, you must complete and submit the items below. Complete instructions are available on the Proof of Death claim form.

1. Proof of Death claim form: Complete as instructed on the form which is attached to this article
2. Original certified death certificate: If the benefit amount is $200,000 or less, a copy is acceptable
3. For accidental death benefits, provide the following items, including but not limited to:
   • Official investigative report (police, accident, fire, FAA, OSHA)
   • Proof of seatbelt/airbag use, if applicable
   • Coroner’s report or Medical Examiner’s report findings and/or toxicology report

Submitting the Claim Form

Once you have the information listed above, you can submit it to our team directly by clicking the "Submit a Request" link in the upper right-hand corner of this page. There is information that must be provided by Bedford City School District which we will coordinate on your behalf. After your claim has been filed you can contact our team or Mutual of Omaha directly regarding your claim by calling their dedicated toll-free number: [phone].

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